Given the digital nature of courses, we do not offer refunds. As such you agree not to raise a dispute with your financial institution and or credit card provider for the course you purchased and which we granted you access to. By signing this agreement, you agreed that you require us to provide the course/tutorial to you immediately. You acknowledge that you will lose the right to cancel once the digital content has been made available for downloading and/or streaming. If you do not wish to commence the online course immediately, we suggest that you wait and submit your payment when you are ready to start.